
Every day I talk to people who are more and more discouraged by our healthcare delivery system.
Yesterday, a young mother and wife, shared that Obamacare cost her family $900, and barely covers anything. Her 8 month old son was born with the umbilical cord wrapped around his neck and has endured numerous and significant health problems that have affected not only his, but his entire family’s health and quality of life. In addition to the $900/month they pay, they’ve had the expense of numerous ER and doctor’s visits, costing thousands. We recommended her to pregnancy counseling broward county fl for counselling.
Many employers find it impossible to provide healthcare benefits for their employees. It simply costs too much
As a chiropractor, I refuse to play the insurance game any longer. In fact, I believe that the worst thing that has happened to the chiropractic profession in 114 years has been the inclusion of our services – with numerous strings attached: 1) high deductibles, 2) high copays, 3) limited visits, 4) and refusal to cover services that they deem medically unnecessary. If one’s care is intended to improve quality of life, promote health, prevent disease, or to provide care beyond ability to demonstrate objective functional improvement, then the care is not considered medically necessary.
My intent as a chiropractor is ALWAYS to improve quality of life, promote optimal health, prevent dis-ease or disease, and remove interference between the brain and every tissue cell in the body. My care is NEVER medically necessary by those standards, and I’m okay with that. I serve a much higher authority than any insurance company or government. I serve God, and my patients, or practice members.
So, we no longer try to jump through the hoops of the insurance company. Our standard of care is to provide non-medically necessary care to as many children, teens, adults, and seniors as possible by offering unlimited access to our office for a low monthly fee. It’s our own affordable care act.
We define unlimited as all the care I as the chiropractor feel the member needs to get to the point where weekly, proactive, care will empower their internal resistance to stress to stay well above the physical, emotional, and chemical stress that they are bombarded with on a daily basis – to do all of those medically unnecessary things like improve their quality of life, prevent health crises, promote optimal health, etc.
Ours is a Membership Practice. While we allow our people to pay on a visit to visit basis, or to purchase a package of visits for a 20% discount, by far our most popular plan is the monthly membership. For a low monthly fee of $79 for an individual, $129 for a couple, and $159 for most families, our members are able to come in as often as they need. We see our people several times per week early on or if they get injured, and then they come in weekly or every other week for proactive wellness care.
Most of our members come in an average of 50 times per year. Our per visit fee is $45, which is much lower than the usual and customary average. However, paying $45 per visit and coming in weekly would be about $180 per month. That’s beyond a lot of people’s means….especially if they are paying $900 per month for their questionable government insurance.
We find most people can afford $79/month to receive the numerous health and life benefits of weekly, proactive, chiropractic care.
I believe this model of care will become increasingly popular in the next decade. The problems with our current healthcare system are getting worse, not better. People are looking for a doctor they can count on to care for THEM, and not merely the insurance company. Make no mistake, your insurance company is NOT an altruistic organization with YOUR best interests at heart. They are greedy, excessively profit-driven, and our people are getting sicker and sicker while they go broke, and the insurance company pays their top execs obscene salaries and bonuses.
As for our medical system, we may have the highest quality emergency care on the planet, but if we can keep people optimally healthy, and minimize their need for emergency care, then we take an enormous amount of stress off the system, and improve our members’ quality of life. Chiropractic doesn’t replace the need for medicine, unless chiropractic replaces the need for medicine.
Please consider the benefits of our membership practice…..our own affordable care act.